TIP! Before closing a credit account, be sure that you understand how that will affect your credit score. Many times closing an account can lower your credit score and will show up negatively on your credit report. Since their inception, there have been people who have had difficulties associated with charge cards. Like most things, […]
Tag Archives: charge cards
TIP! Never use a credit card for purchases that are beyond your means. While it is fine to use them for items you may afford later, you should avoid using credit to purchase big ticket items that you are going to run into problems paying for. Credit has been an issue for many for a […]
TIP! If you want to get a credit card but do not have established credit, consider finding a co-signer. A family member or close friend with good credit can co-sign for you. Charge cards are usually associated with high interest rates and bad spending decisions. However, if used well, there are lots of benefits to […]
TIP! Lots of credit cards come with hefty bonus offers when you sign up. Read the fine print thoroughly, though, as the terms for qualifying for the bonus may be quite strict. Consumers find charge cards very useful for buying online, as well as in-person transactions, so that they do not need to use cash. […]